St. Augustine, FL Roofing Contractors

Roof Bear provides residential and commercial roofing services throughout St. Augustine and St. Johns County, including installation, repair, inspection, emergency tarping, and insurance claim assistance. We deliver full tear-off and replacement, metal and tile systems, asphalt shingles, and forensic documentation for insurance coordination.



Durable Roofing for St. Augustine Properties
- Florida license CCC1334010 held by Tyler Nerland
- GAF Master Elite® and President's Award Contractors (Top 1% in the Nation)
- GAF Solar Certified and GAF Commercial Certified
- Owens Corning Preferred Contractor
- 4.8 stars across 200+ Google reviews
- Over 7,000 roof installations completed in Florida
Why St. Augustine Homeowners Need a Vetted, Licensed Roofer
St. Augustine sits inside the corridor that has seen billion-dollar disasters triple in frequency over the last five years. According to the National Centers for Environmental Information, the 1980 to 2024 annual average was 2.1 events; from 2020 to 2024, that average rose to 6.8 events per year. Tropical cyclones account for 38.3 percent of total frequency but represent 93.5 percent of total costs. When Hurricane Helene made landfall in September 2024 as a Category 4 with 140 mph sustained winds, it became the strongest hurricane on record to strike the Big Bend region. One month later, Hurricane Milton landed as a Category 3 with 120 mph winds near Siesta Key. Between them, the two storms caused an estimated $113 billion in damage and 251 deaths.
Post-storm studies conducted by the Insurance Institute for Business & Home Safety show that between 70 and 90 percent of storm-related insurance claims include damage to the roof. The same source notes that roofs may need replacement every 15 to 20 years, and that number drops when severe weather accelerates wear. The Florida Legislature classifies the act of unlicensed contracting as a first-degree misdemeanor or a third-degree felony, depending on the dollar threshold. The same statute makes it illegal to advertise oneself as a contractor or to act in the capacity of a contractor without being duly registered or certified.
Hiring an unlicensed roofer exposes the homeowner to structural failure, denied insurance claims, criminal liability for employing an unlicensed entity, and no recourse when the work fails. In a jurisdiction where tropical cyclones generate the vast majority of disaster costs and most insurance claims cite roof damage, the only reliable filters are licensing verification, material testing standards, and code compliance documentation before the first payment changes hands.
Initial Contact and Inspection Scheduling
When you call, we schedule a site visit within 24 hours. Inspections are free when paired with a repair or replacement quote. Our team arrives with drone equipment and ladder access to examine every plane, valley, penetration, flashing detail, and decking exposure point. We document wind uplift damage, missing fasteners, torn underlayment, compromised waterproofing at chimneys and skylights, and any structural deflection indicating decking failure.
Our Custom Roofing Services

Roof Repair

Roof Replacement

Roof Inspection

Commercial Roofing

Storm Damage Roof Repair

Emergency Roof Repair

Metal Roofing

Asphalt Shingles

Tile Roofing
Award-Winning Florida Roofing Company
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GAF Energy Roof Installations
Like the idea of solar but worry about roof strength during Florida storms? Solar shingles solve that by integrating directly into a durable roofing system that protects your home while generating clean energy. As roofing experts and certified GAF Energy installers, Roof Bear can build a roof that’s both storm-ready and energy-producing.
Reduce Bills by up to 50%
GAF Roofing Materials and Insulation seals your home like no other product on the market. We have seen this reduce energy bills by up to 50%!
Built for Florida
Our systems are designed and installed to handle Florida’s demanding weather while protecting your home for decades.
Roofing Experts + Solar Specialists
Roof Bear is a licensed roofing contractor and certified GAF Energy installer—so your system is installed the right way from the roof up.
Hear From Our Customers

Forensic Documentation and Written Report
We deliver a written report with high-resolution photos, identified deficiencies, repair recommendations, and a cost estimate within 24 hours of the inspection. When storm damage is present, we photograph fastener patterns, torn membrane, lifted shingles, and any code violations visible in the existing installation. This documentation serves as the foundation for insurance claims. We coordinate with adjusters, supply them with the same imagery and measurements, and remain available for joint inspections when the carrier requests a second site visit.
Material Selection and Code Compliance Review
We install GAF asphalt shingles, Owens Corning shingles, CertainTeed shingles, standing seam metal systems, 5V crimp metal, corrugated metal, stone-coated steel, aluminum, Galvalume steel, galvanized steel, clay tile, concrete tile, metal tile, TPO, EPDM, and modified bitumen. Impact-resistant shingles carry a Class 4 impact rating tested under UL 2218. Metal roofing systems must comply with fastener spacing and clip engagement standards to resist hurricane-force wind. Tile installations require proper batten layout, wire tie or foam adhesive attachment, and underlayment rated for high-wind exposure.
We verify permit requirements with St. Johns County before starting work. Any deviation from approved plans or material specifications results in a failed inspection and a stop-work order until the deficiency is corrected.
Tear-Off and Decking Repair
We perform full tear-off to the deck on every replacement unless structural or code restrictions require otherwise. Roofs predating that code remain subject to the full 25 percent rule in FBC-EB 706.1.1, which often mandates complete tear-off when the repair exceeds the threshold.
After tear-off, we inspect every sheet of roof decking for rot, delamination, fastener pullout, and span deflection. We replace damaged sections with 5/8-inch CDX plywood or OSB rated for structural sheathing. Any truss damage observed during decking removal is reported to the homeowner and the permit inspector before we proceed.
Underlayment and Waterproofing Membrane
We install self-adhering waterproofing membrane at all valleys, eaves, rakes, and penetrations. We use synthetic underlayment with a minimum 30-pound rating, fastened with cap nails or staples at intervals specified by the manufacturer and approved by the building official. Where tile or metal roofing is specified, we install two layers of underlayment with staggered seams to prevent water intrusion at fastener penetrations.
Flashing, Ventilation, and Penetration Sealing
Every chimney, skylight, vent pipe, and roof-to-wall transition receives step flashing, counter flashing, or a manufactured boot sealed with polyurethane or butyl mastic. We install ridge vents, soffit vents, or gable vents to maintain continuous airflow from soffit to ridge, preventing heat buildup and moisture accumulation in the attic space. Proper roof ventilation extends shingle life, reduces cooling costs, and prevents premature fastener corrosion in metal systems.
Final Covering Installation
Asphalt shingles are installed per the manufacturer's instructions, with six nails per shingle placed in the fastener zone defined in the installation manual. We offset courses to prevent water channeling and we align starter strips to prevent wind-driven uplift at the eave. Metal panels are fastened to purlins with exposed or concealed clips rated for the calculated wind load. Standing seam panels interlock at the seam and float to allow thermal expansion. Tile is laid on battens or adhered with foam, with each tile wired or clipped per the engineered fastening schedule.
Every system is installed to earn the manufacturer's warranty. As a GAF Master Elite contractor, we offer the Golden Pledge Limited Warranty, which covers both manufacturer defects and our workmanship. We also provide warranties on both labor and materials, with coverage spanning 25 to 50 years depending on the product installed.
Final Inspection and Cleanup
We schedule the final building inspection once all work is complete. The inspector verifies fastener patterns, flashing details, material compliance, and overall workmanship. After we pass, we conduct a magnetic sweep of the property to collect stray nails and fasteners, haul away all tear-off debris, and deliver the signed permit card, manufacturer warranty registration, and our own workmanship warranty to the homeowner. The entire documentation package is stored for future insurance claims, home sales, or appraisal requirements.
Storm Frequency and the Regulatory Response
From 1980 to 2024, the National Centers for Environmental Information confirmed 94 weather and climate disaster events in Florida with losses exceeding $1 billion each. The last five years alone saw 34 billion-dollar disasters, representing 40.1 percent of total costs over the 44-year period. Tropical cyclones, which make up 38.3 percent of all events, account for between $300 billion and $420 billion in total costs, or 93.5 percent of the state's cumulative disaster spending. When a single storm can generate tens of billions of dollars in claims and the Insurance Institute for Business & Home Safety reports that 70 to 90 percent of those claims involve roof damage, the stakes around material testing, fastener compliance, and contractor licensing become existential rather than procedural.
Florida's regulatory framework reflects those stakes. The Florida Department of Business and Professional Regulation requires roofing contractor applicants to have four years of experience or a combination of college and experience, and board rules provide that licensure must be obtained within four years of receiving the exam score. An individual applying for certification must be at least 18 years of age. These requirements exist to ensure that the person signing the permit application and the contract has demonstrated competence, financial responsibility, and accountability under law before touching a residential or commercial structure.
What Our Customers Say
Aubrey Devine wrote: "With Hurricane Milton approaching, I was in a panic trying to find a roofer to repair my leak, as I'm in a Zone A flood zone. Hector responded immediately to my inquiry, and told me he could be out next day. He came out, assessed my roof, showed me videos and photos along the way to educate me on what was happening, and was able to repair it before the storm."
Stephanie Craig noted: "They were the only company that tarped the roof (checked on it multiple times and through a storm) before giving me an estimate. Others were quick to give me a price but had no concern about the leak! They did an amazing job!! It looks perfect and $1,600 savings on my homeowners."
Deborah Acord Bell described her experience: "Rich DeCola from Roof Bear was the only rep that did a very detailed inspection and offered to place a tarp over the leak held down by eight sand bags that I already had. This saved us from further water damage during Hurricane Helene."
Pamela Cooper wrote: "RoofBear promised to have an adjuster work with my home owners insurance company and they more than delivered with their promise. I now have a roof that will withstand harsher weather for years to come and I didn't pay any out of pocket costs."
We Serve St. Augustine and St. Johns County
Roof Bear provides roofing services throughout St. Augustine, Ponte Vedra Beach, Palm Coast, and the surrounding communities in St. Johns County and Flagler County. We respond to emergency calls, schedule inspections, and complete installations across the region. Our crews travel from our central dispatch to job sites throughout Northeast Florida, including areas near Jacksonville and Duval County.
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St. Augustine Roofing FAQs
What is the average cost of replacing a roof in Florida?
For a 1,500 square foot home in Florida, architectural asphalt shingles run approximately $7,500 to $12,000, standing seam metal costs between $14,000 and $25,000, and tile roofing starts around $18,000. These figures reflect material, labor, tear-off, disposal, permits, and inspection fees. Costs rise with roof complexity, pitch, number of penetrations, and the extent of decking repair required after tear-off. Larger homes, commercial buildings, and projects requiring structural upgrades or code-mandated retrofits will exceed these ranges.
What is the 25% roof rule in Florida?
The 25 percent rule appears in two contexts. Roofs predating the 2007 code (which took effect March 1, 2009) remain subject to the full 25 percent rule in FBC-EB 706.1.1, which often triggers a requirement to bring the entire roof into current code compliance when the repair exceeds 25 percent of the total area.
What is the 15 year roof rule in Florida?
Several Florida insurance carriers have adopted underwriting policies that restrict coverage or require inspections for roofs 15 years old or older. Some insurers will not write a new policy on a home with a roof older than 15 years unless the homeowner provides a roof certification letter from a licensed contractor or inspector confirming the roof has at least five years of useful life remaining. Other carriers require partial or complete replacement before binding coverage. This is an insurance underwriting practice, not a building code provision, but it functions as a de facto replacement trigger for homeowners seeking to maintain insurability.
Get a Licensed Roofer in St. Augustine
Roof Bear holds Florida license CCC1334010, carries GAF Master Elite and President's Award certification (Top 1% in the Nation), and has completed over 7,000 roof installations across Florida. We offer 24/7 emergency response for active leaks, missing roof sections, and structural compromise following storms. Our team responds within 24 hours and we deliver a written inspection report, photos, and cost estimate within the same window. Financing starts at $0 down with approved credit, and we offer 0% interest for 72 months or no payments or interest for 18 months followed by a 10-year term, both with approved credit.










